Long Term Care

Long Term Care Insurance

A Long-Term Care Insurance policy will pay a selected dollar amount per day (for a selected period of time) for your skilled, intermediate, or custodial care in nursing homes and, sometimes, in alternative care settings, such as home health care, assisted living facilities and adult daycare. 

Because Medicare and other forms of health insurance do not pay for custodial care, many nursing home residents have only three alternatives for paying their nursing home bills: their own assets (cash, investments), Medicaid, and Long-Term Care Insurance.

Long Term Care Protection Policies Available

  • Life Insurance with Living Benefits
  • Life Insurance with Long Term Care Rider

Complimentary Fact Finder - Contact Us

  • 4 out of 5 People cannot accurately estimate how much they expect to pay for health care in retirement. 
  • Contact us for a Personalized Health Care Cost Assessment and Your Guide for future out of pocket health care expenses.