Creative Insurance Solutions

Why is Asset Protection Important?

Business Life Insurance

Planning in Advance to Avoid The Six BusinessKillers Mistakes…

#1 – “I Know What My Business is Worth”

Buy Sell Agreements
Business Valuation
Buy Sell Funding

#2 – “I’m Too Busy Running the Business”

Estate Planning
Asset Protection
Succession Planning
Funding Estate Taxes

#3 – “That’ll Never Happen to Me”

Disability Insurance
Disability Buy Out
Key Man/Golden Handcuffs
Business Overhead Expense Coverage
Retirement Plan Contribution Coverage

#4 – “There’s Plenty of Time for That”

Retirement Planning
Retirement Income
Partnership Agreements

#5 – “My Business is My Retirement”

Asset Allocation
Conservation of Assets
Diversified Investments
Long Term Care

#6 – “You Can’t Beat Uncle Sam”

Tax Strategies
Exit Planning

Business Valuation Service

Many Small Business Owners struggle with planning for the future because they have so many unknowns. They don’t know how much their business is worth, when they should sell, whether they will find the right buyer, get the right price, or even how much insurance they should carry.

Without proper planning, the sudden death of a small business owner may have a devastating impact on the business, the business’ employees, and the other owners of the business. It may also have a significant financial impact on his or her family. A properly structured business continuation plan (i.e. a buy-sell agreement) funded with Life Insurance may help to minimize the impact caused by the loss of a business owner for both the business and the business owner’s family.

If you are like most business owners, you probably don’t know what your business is worth. Knowing your business’s value is one of the most important things that business owners overlook. We give business owners facts so they can make sound business and personal financial decisions. That is why we have invested in innovative technology that allows us to deliver accurate and efficient business valuations, free to clients.

Business Life Insurance

Business Continuation | Buy Sell Funding | Business Loan Protection | Key Man Insurance | Executive Benefits

Business Disability Income Insurance

Business Overhead Expense | Disability Buy – Out | Key Person Disability | Business Loan Protection

BusinessKillers Risk Barometer

Learn more

Business Valuation Service

Learn more